Advising

15 credits each fall and spring will get you to graduation in four years

Graduate in four years: It really pays!

While we would love to keep our students around forever, we know that helping our students graduate in four years will not only save you time, but also significantly increase your earnings and reduce your debt.

So to keep you on track for graduating on time, in four years, USM has launched Fifteen to Finish, an initiative encouraging our students to complete 15 credits every fall and 15 credits every spring — or, if 15 credits each semester is not possible for you, to take advantage of our summer courses and winter session to make up the difference. Browse year-round courses.

 

15 to Finish: Here's the math

Most USM programs require 120 credits to graduate.

IF YOU TAKE: IT MEANS YOU WILL GRADUATE IN:
9 credits each fall and spring semester 6–7 years
12 credits each fall and spring semester 5 years
15 credits each fall and spring semester 4 years

Of course, if you opt to take summer courses or winter session too, you can graduate in four years with less than 15 credits/semester — or better yet, graduate even quicker and save even more time and money.

 

15 to Finish: Here's the payoff

Illustrated below is a hypothetical example showing the economic differences between graduating in 4 years versus graduating in five or six years:

IF YOU GRADUATE IN: THEN IN YEAR 5 YOU'LL EARN:   THEN IN YEAR 6 YOU'LL EARN:   YOUR EXTRA PAY:
4 years

$40,000 in new wages

+

$41,000 (cost of living increase)

= $81,000
5 years $0  

$40,000 in new wages

= $40,000
6 years $0   $0   $0

When you add it all up, graduating in four years instead of five or six can mean tens of thousands of dollars to you — possibly even more!

 

For more information contact Academic Advising at usm.advising@maine.edu or 207-780-4040

 


 

 It really pays

When you register for 15 or more credits, we will reward you with a Fifteen to Finish sticker. Wear it to any campus dining area or bookstore, and you'll receive a one-time 15% discount off any item (excluding bookstore textbooks).

This is our small way of congratulating you for making a wise decision to take a full load of courses. The quicker you graduate, the more money you will save, the less loans you will accumulate, and the greater wages you will earn.