Dr. Dana Kerr, assistant professor of risk management and insurance, published "Exploring the Role of Pseudodeductibles in Auto Insurance Claims Reporting" in the most recent issue of the Journal of Insurance Issues (Vol. 35, No. 1).
Dr. Kerr addresses the phenomenon of "pseudodeductibles"- a topic on which there is currently very little empirical research. Kerr's research relies on a unique dataset that captures when policyholders choose to forgo insurance claims and why, increasing our understanding of the role that pseudodeductibles play in the claims reporting behavior of policyholders.
About the Author
Dr. Dana Kerr is an assistant professor of risk management and insurance in the USM School of Business. He has previously taught finance, insurance, and personal financial planning courses at St. Mary’s University in San Antonio, Texas, and at Ball State University in Muncie, Indiana. Prior to his service in higher education, Dr. Kerr worked nearly 10 years in the risk management and insurance industry as a claims specialist and risk analyst. He has published articles in The Journal of Legal Studies, Risk Management and Insurance Review, Compensation & Benefits Review, and Risk Management.