Students are required to obtain professional liability insurance when enrolled in the following courses:

  • HCE 621 Fundamentals of Counseling Skills (not mandatory)
  • HCE 622 Counseling Children and Adolescents
  • HCE 627 Group Counseling
  • HCE 690/691 Individual Counseling Practicum Seminar/Laboratory
  • HCE 686 Internship in Counselor Education

A copy of the insurance binder is required as proof of valid coverage. It is recommended that a pdf copy be sent to the Counselor Education Department at counselor.ed@maine.edu.

Some Suggested Sources for Liability Insurance

American Counseling Association Student Liability
The American Counseling Association Insurance Trust, Inc. has partnered with Healthcare Provider Service Organization (HPSO) to provide a comprehensive professional liability insurance program.  ACA Student Membership now includes liability insurance to ACA student members enrolled and engaged in a master’s degree in counseling.

American School Counselor Association Liability Insurance
The ASCA insurance program, National Professional Group, is backed by Lloyd’s of London. Lloyd’s affordable coverage for school counselors is exactly the protection you need.  ASCA student membership includes liability insurance.

National Rehabilitation Association
The National Rehabilitation Association has partnered with Healthcare Provider Service Organization (HPSO).
NRA Student Membership: $42/year
HPSO liability insurance: $20/year

American Professional Agency Inc.
Call 1-800-421-6694 or 1-631-691-6400 CPH & Associates
Find peace of mind with malpractice insurance provided by CPH & Associates (click here for to see their brochure). CPH has been endorsed by the American Mental Health Counselors Association as their recommended malpractice insurance provider for over 20 years. CPH can insure your professional journey beginning with your student practicum and onto practicing with your professional license, protecting your career against board complaints and malpractice lawsuits. With options to add General Liability, Cyber Liability, and coverage for your business entity, a CPH policy is tailored to meet your liability needs as a mental health professional. Visit our website at www.cphins.com/memhca for more information and to get a quote & apply.