Students are required to obtain professional liability insurance when enrolled in the following courses:
HCE 621 Fundamentals of Counseling Skills (not mandatory)
HCE 622 Counseling Children and Adolescents
HCE 627 Group Counseling
HCE 690/691 Individual Counseling Practicum Seminar/Laboratory
HCE 686 Internship in Counselor Education
A copy of the insurance binder should be forwarded to the HRD Office (address below) by the first class meeting.
Some suggested sources for this insurance are:
American Counseling Association Student Liability
The American Counseling Association Insurance Trust, Inc. has partnered with Healthcare Provider Service Organization (HPSO) to provide a comprehensive professional liability insurance program. ACA Student Membership now includes liability insurance to ACA student members enrolled and engaged in a master’s degree in counseling.
American School Counselor Association Liability Insurance
The ASCA insurance program, National Professional Group, is backed by Lloyd’s of London. Lloyd’s affordable coverage for school counselors is exactly the protection you need. ASCA student membership includes liability insurance.
National Rehabilitation Association
The National Rehabilitation Association has partnered with Healthcare Provider Service Organization (HPSO).
NRA Student Membership: $42/year
HPSO liability insurance: $20/year
American Professional Agency Inc.
Call 1-800-421-6694 or 1-631-691-6400
CPH & Associates
Student rate: $25/year
They are endorsed by the American Mental health Counselors Association. They dot not require association membership to be eligible for the coverage.
The costs quoted for each policy consist of $1 million per incident and $3 million aggregate. You may choose a lesser amount which may reduce your costs. If you have questions regarding this requirement, please contact your advisor.
Please forward your insurance binder to:
SEHD Student Affairs Office
218A Bailey Hall
Gorham, ME 04038
FAX: (207) 780-5060