University Health and Counseling Services

Mandatory Health Insurance

IMPORTANT

If you waived the health insurance in the fall semester you DO NOT need to waive it again in the spring!

There IS a Student Health Insurance Requirement for ALL students meeting the following criteria: 

  • Undergraduate students taking 9 credits or more
  • Graduate or Law students taking 6 credits or more
  • All USM School of Nursing students enrolled in clinical coursework
  • All USM Athletic Training Program students enrolled in clinical coursework
  • All USM students enrolled in the Occupational Therapy Program

***Please take note that if you do not fall into one of these categories, this DOES NOT apply to you and you will not be eligible to enroll or waive out of the insurance.***


You MUST take the action, before February 20th, 2016, of waiving out of the insurance by providing your current health insurance information OR enrolling in the insurance starting November 30, 2015.

Take action at this address:  https://studentcenter.uhcsr.com/usmmaine

The Student Health Insurance premium for the Spring term will be $690.00

Coverage begins January 1, 2016 and goes to July 31, 2016

 The University of Maine System’s seven campuses require proof of health insurance as a condition of enrollment for all students fitting the criteria outlined above.  This is to best ensure that students have access to health care while pursuing their academic and career goals. 

 

If you want the Student Health Insurance Policy, there is a benefit summary available at the following website: Cross Insurance 

We encourage you to review this plan carefully prior to making a decision to waive or confirm enrollment. The SHIP is administered by United Health Care, Inc. via a contract with Harvard-Pilgrim HealthCare and makes use of their network of primary care providers, subspecialty providers, hospitals and other healthcare providers. USM Health & Counseling Services is an approved Harvard-Pilgrim in-network provider.  The spring policy is effective from January 1, 2016 to July 31, 2016.  For further questions about the SHIP coverage details, please contact one of the following resources:

United Customer Service: 1-800-977-4698 or customerservice@uhcsr.com

Cross Insurance Agency:  1-800-537-6444 or CollegeHealth@crossagency.com

 

IMPORTANT WAIVER/ENROLLMENT INFORMATION

USM students meeting the above noted criteria will be enrolled in the University of Maine’s Student Health Insurance Plan (SHIP) with the spring premium of $690.00 being placed on their student account. Beginning November 30, 2015, students should go to the SHIP website to either waive out of the SHIP with proof of alternative insurance coverage or confirm their enrollment to receive a SHIP insurance card. The deadline for waiver from SHIP is February 20th, 2016.   Failure to complete the waiver process by this deadline will result in the inability to rescind coverage enrollment and have the charges removed from your account.

If you WANT the Student Health Insurance, and do not enroll for coverage prior to the deadline of February 20, 2016, there will be a delay in your ability to access your benefits after this date.

 

To Waive Out of the SHIP:  

1.  Go to Waive out of SHIP

2.  Log-on using Mainestreet ID # (7 digits) and birthdate

3.  Complete the form and submit

4.  You will receive an email message letting you know if your waiver has been approved.  If you do not receive a message of confirmation, do not assume your waiver was successful.  Contact USM Health & Counseling Services for further assistance: (207) 780-5411.

.  

To Enroll in the SHIP:  

1.  Go to SHIP Enrollment Form

2.  Log-on using Mainestreet ID # (7 digits) and birthdate

3.  Complete the form and submit

4.  You will receive an email message letting you know if your enrollment was verified.  If you do not receive a message of confirmation, do not assume your enrollment was successful.  Contact Health & Counseling Services for further assistance:  (207) 780-5411.

 

Note:  USM students who do not meet the eligibility criteria outlined above will not be required to show proof of having health insurance, nor will they be eligible to enroll in SHIP. *

 

* Attention International Students and Student Athletes: The SHIP policy is not sufficient to meet insurance requirements for international students with F or J visas.  Please contact the Office of International Programs at 207/780-4959 for more information.  Students participating in intercollegiate sports will require an additional supplemental plan if they intend to enroll in SHIP.  Contact the Athletic Training Office at (207) 780-5140 for more information.

 

 

If you have additional questions about the mandatory health insurance requirement, contact USM Health & Counseling Services at (207) 780-5411.