Office of Undergraduate Admission

Costs and Financial Aid

Costs to Attend USM

Estimated Cost of Attendance
One Year of Full-time Undergraduate Enrollment


Maine Residents

Out-of-State Residents

Canadian Residents/New England Regional Student Program***





Mandatory Fees




Total Tuition and Fees Only




Room & Board**




Books & Supplies




Estimated Total Cost of Attendance




*Tuition costs are based on enrollment in 30 credit hours per year. Cost per credit hour can be found here.

**Room and board costs may vary depending upon room assignment.

***The New England Regional Student Program enables New England residents to enroll in out-of-state public colleges and universities (in Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, and Vermont) at a special reduced tuition rate for certain degree programs that are not offered by their home-state public institutions. High school guidance offices have more information about this program. Find out more about which programs are eligible at USM.


For graduate tuition rates, visit the Office of Graduate Admissions.

Financial Aid

Your college education is one of the most important investments you will make. Our Financial Aid Office offers a variety of programs to make a USM education within reach of every eligible student. Grants, scholarships, work-study programs, and educational loans totaling more than $85 million are available each year to assist eligible students. More than 85 percent of our first-time, full timestudents receive financial assistance through these programs, with each receiving an average financial aid package of close to $13,500. 

To be considered for financial aid you must submit the following:

1. The Free Application for Federal Student Aid (FAFSA). For the fall and subsequent spring semester, the USM Office of Financial Aid must receive this form filed electronically at by March 1. The Federal Processor must receive your completed FAFSA data by February 15, 2015 to reach USM by our March 1, 2015 priority deadline. USM’s Title IV federal school code for the FAFSA is 009762. Applications for financial aid received after the stated deadline will be reviewed only to the extent that funds remain available.

2. While you may choose not to include your social security number on your application for admission, please understand that this information is required for those intending to apply for financial aid.

USM Net Price Calculator

The Net Price Calculator is designed to help you estimate your financial aid options for the University of Southern Maine. Please be sure to complete the entire process to ensure the best possible results. The net prices are estimated for on time applications of admission and aid. The priority deadline for financial aid is February 15th for the fall semester. Actual results may vary.

Net Price Calculator for First Year Students

Net Price Calculator for Transfer Students


Contact Financial Aid about FAFSA, grants, scholarships, internships, or work-study programs available to students. Contact Student Accounts to find out more information about billing options and payment plans. Need some help planning, preparing, and paying for your college education? Visit


To determining your need for financial aid, USM includes not only tuition, books, and fees, but also room and board, transportation, medical and dental expenses, and personal expenses. Child care expenses also are included when documented. To be eligible for financial aid, you must meet the following general eligibility requirements:

  • be a U.S. citizen or eligible non-citizen
  • be admitted to a USM degree program
  • register for at least six credit hours each semester (some students may be eligible for Pell grants while enrolled for less than six credits)
  • show financial need
  • make satisfactory academic progress
  • not be in default on repayment of a student loan or owe a refund on a federal grant.

North American Indian Tuition Waiver & Scholarship Program

The Waiver/Scholarship Program was established to encourage eligible Native Americans to pursue higher education in Maine. The tuition waiver program covers the cost of tuition and mandatory fees. The scholarship program covers the cost of room and board on campus, at the double room rate.
Multicultural Student Affairs 

Student Health Insurance

 All undergraduate students enrolled in 9 or more credit hours are required by the University of Maine System to maintain health insurance coverage. The annual cost for the Student Health Insurance Policy (SHIP) is $942.00.
Eligible students will be automatically enrolled in the SHIP and the annual premium charged to the student’s account. Those students who already have adequate health insurance coverage through another insurer will be able to withdraw from the SHIP via an on-line waiver process which is scheduled to be available in July, 2014. Additional information about the health insurance requirement and the waiver process will be included with billing information mailed to students in early July and is currently available from University Health and Counseling Services.