Student Financial Services

Mandatory Student Health Insurance

All undergraduate students enrolled in 9 or more credit hours and graduate or Maine Law students enrolled in 6 or more credit hours are required by the University of Maine System to maintain health insurance coverage. Eligible students will be automatically enrolled in the SHIP and the annual premium will be charged (prorated in the spring semester) to the student’s account. Those students who already have adequate health insurance coverage through another insurer will be able to withdraw from the SHIP via an online waiver process which is scheduled to be available in mid-June for the fall charge and late November for the spring charge (if applicable).

The coverage period is from August 1, 2020 through July 31, 2021. Students with adequate health insurance must complete an online waiver process to opt out of the plan before October 1, 2020. Log in at to complete the waiver process, complete enrollment or to learn more about the plan details.

For questions about the student insurance coverage or completing waivers/enrollments, call Gallagher Student Health at 833-882-3592. 

2020-2021 Health Insurance Information