Student Financial Services

Voluntary Student Health Insurance

2022-2023 Health Insurance Information

 

UMS Changes to Student Health Insurance Program (SHIP) – Effective Fall 2021



Voluntary Student Health Insurance Plan (SHIP)

All non-international undergraduate students enrolled in 9 credit hours or more and graduate students enrolled in 6 credit hours or more are eligible to enroll in the University of Maine System’s voluntary health insurance plan. Plan information and/or enrollment is available at Gallagher Health. An annual health insurance charge of $3,918.00 will be payable to Gallagher Health upon enrollment. The annual plan is available to eligible students until October 1, 2022. The coverage period is from August 1, 2022 through July 31, 2023.

For eligible students whose initial enrollment at the University begins with the Spring semester, a spring-only health insurance plan will be available.

For questions about the student insurance coverage or enrollments, please log into Gallagher Health or call Gallagher Student Health at 833-882-3592.

 

Other Health Insurance Options

Please review this letter from University of Maine System Vice Chancellor for Academic Affairs for more information about other available student health insurance options.


International Student Health Insurance

Please note: International students must still waive or enroll in the Student Health Insurance Plan though Gallagher. 

International Student Health Insurance is mandatory for all international students, unless proof of insurance is provided. International students are not eligible for the voluntary SHIP plan described above. Cost of coverage is $2,663.00 for individual student coverage from August 1, 2022 through July 31, 2023 and will be charged to student accounts. International students with adequate health insurance must complete an online waiver process to opt out of the plan before October 1, 2022 to remove the charge from their account.

Plan information or enrollment is available at Gallagher Health.

For eligible students whose initial enrollment at the University begins with the Spring semester, spring-only health insurance coverage will be charged at a cost of $1546.00. Eligible students with adequate health insurance must complete an online waiver process to opt out of the plan before March 1, 2023. The spring-only coverage period is from January 1, 2023 through July 31, 2023.

Summer-only coverage is also available. Cost of coverage is $446.00 for coverage from June 1, 2023 through July 31, 2023.

For questions about the student insurance coverage or completing wavers/enrollments, please call Gallagher Student Health at 833-882-3592.