Student Financial Services

Payment Methods

Payment Options

*Please note that payments can not be made over the phone.  Payments must be made online, in-person or by mail.

E-check /ACH (electronic checks) - An electronic debit to a checking or savings account can be made online by logging on to the MaineStreet Student Center. There is no fee for this service.

Credit and Debit Cards (Online Only) - Credit and debit card payments are processed by Touchnet, an external payment processing company. Credit and debit card payments can be made online by logging on to the MaineStreet Student Center. Debit and credit card payments cannot be accepted by USM staff in person, through the mail, or over the phone.
Touchnet will charge a 2.85% (minimum $3.00) non-refundable convenience fee for all credit or debit card payments made to a student account.
Cards accepted are: Visa/MasterCard/Discover/American Express. 

Remember you need to authorize others to view your online account, enroll in a payment plan, and make online payments. For more information about authorizing access.

Cash and Paper Checks - USM accepts cash, but please do not send it through the mail. We also accept personal checks, money orders, cashier's checks, and traveler's checks. Please make checks payable to the University of Southern Maine and mail to USM Student Financial Services, PO Box 9300, Portland Maine  04104-9300. Be sure to include the student ID number on the face of the check. We will not accept postdated checks.

International Payments- International payments can be made through TransferMate or Flywire.

Pay Now with TransferMate

Benefits of paying with TransferMate:

  • Peace of mind that your payment will be received in full and on time
  • Allows you to pay in your local currency to a local bank account
  • Great exchange rates and zero banking charges
  • Ability to track your transaction throughout the payment process
  • No need to worry about exchange rates fluctuations
  • 24-7 customer support

For questions about paying with TransferMate, you can email

Pay Now with Flywire

Flywire allows you to:

  • Pay from any country and any bank
  • Save money on bank fees and ensure your payment is received in full
  • Obtain excellent foreign exchange rates with a best rate guarantee
  • Get piece of mind with multilingual customer support, 24 hours a day, 7 days a week
  • Track your payments from start to finish

For questions about paying with Flywire, you can email


Financial Aid - Student Financial Aid awards can be found by logging on to the MaineStreet Student Center.


Payment Plans - USM offers students the opportunity to enroll in a payment plan. Each plan has a non-refundable enrollment fee of $30.00 per semester. Learn about the different options available.


Scholarships - The student needs to provide copies of the outside scholarship(s) to the Student Financial Services office.

Scholarships awarded by the University will post automatically to the student’s account.

If indicated on the award letter, Student Financial Services will mail a bill for scholarships awarded by non University donors after the add/drop period of each semester. Request for scholarship payment can also be sent at the request of the student.

Scholarship checks can be mailed to:

USM Student Financial Services
PO Box 9300
Portland, ME 04104                                                                                                    

Questions regarding scholarships awarded by non University donors can be directed to Michele Reagan at (207) 780-4028 or

Questions regarding scholarships awarded by the University can be directed to Student Financial Services at (207) 780-5250.