University Health and Counseling Services

Mandatory Health Insurance

IMPORTANT

Student Health Insurance Requirement

Student Health Insurance premium for 2015-2016 academic year will be $1185

Coverage begins August 1, 2015-July 31, 2016

 The University of Maine System’s seven campuses require proof of health insurance as a condition of enrollment for all students fitting the criteria outlined below.  This is to best ensure that students have access to health care while pursuing their academic and career goals. 

 

All USM students are required to show proof of having health insurance as a condition of course enrollment if they meet the following eligibility criteria:

 

      • Undergraduate students taking 9 credits or more

      • Graduate or Law students taking 6 credits or more

      • All USM School of Nursing students enrolled in clinical coursework

      • All USM Athletic Training Program students enrolled in clinical coursework

      • All USM students enrolled in the Occupational Therapy Program

 

IMPORTANT WAIVER/ENROLLMENT INFORMATION

 

USM students meeting the above noted criteria will be automatically enrolled in the University of Maine’s Student Health Insurance Plan (SHIP) with the annual premium of $1,185.00 being placed on their student account. Beginning July 15, 2015, students should go to the SHIP website to either waive out of the SHIP with proof of alternative insurance coverage or confirm their enrollment to receive a SHIP insurance card. The deadline for waiver from SHIP is October 1, 2015.   Failure to complete the waiver process by this deadline will result in the inability to rescind the automatic enrollment and have the charges removed from your account.

 

To Waive Out of the SHIP:  

1.  Go to https://studentcenter.uhcsr.com/usmmaine

2.  Click on the 2015-16 USM Waiver Form link

3.  Log-on using Mainestreet ID # (7 digits) and birthdate

4.  Complete the form and submit

5.  You will receive an email message letting you know if your waiver has been approved.  If you do not receive a message of confirmation, do not assume your waiver was successful.  Contact USM Health & Counseling Services for further assistance: (207) 780-5411.

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To Confirm Enrollment in the SHIP:  

1.  Go to https://studentcenter.uhcsr.com/usmmaine

2.  Click on 2015-16 USM Enrollment Form link

3.  Log-on using Mainestreet ID # (7 digits) and birthdate

4.  Complete the form and submit

5.  You will receive an email message letting you know if your enrollment was verified.  If you do not receive a message of confirmation, do not assume your enrollment was successful.  Contact Health & Counseling Services for further assistance:  (207) 780-5411.

 

Note:  USM students who do not meet the eligibility criteria outlined above will not be required to show proof of having health insurance, nor will they be eligible to enroll in SHIP. *

 

* Attention International Students and Student Athletes: The SHIP policy is not sufficient to meet insurance requirements for international students with F or J visas.  Please contact the Office of International Programs at 207/780-4959 for more information.  Students participating in intercollegiate sports will require an additional supplemental plan if they intend to enroll in SHIP.  Contact the Athletic Training Office at (207) 780-5140 for more information.

 

A SHIP benefit summary is available at the following website: Cross Insurance

We encourage you to review this plan carefully prior to making a decision to waive or confirm enrollment. The SHIP is administered by United Health Care, Inc. via a contract with Harvard-Pilgrim HealthCare and makes use of their network of primary care providers, subspecialty providers, hospitals and other healthcare providers. USM Health & Counseling Services is an approved Harvard-Pilgrim in-network provider.  The policy is effective from August 1, 2015 to July 31, 2016.  For further questions about the SHIP coverage details, please contact one of the following resources:

United Customer Service: 1-800-977-4698 or customerservice@uhcsr.com

Cross Insurance Agency:  1-800-537-6444 or CollegeHealth@crossagency.com

If you have additional questions about the mandatory health insurance requirement, contact USM Health & Counseling Services at (207) 780-5411.