The University of Maine System's seven campuses require proof of health insurance as a condition of enrollment for all students fitting the following criteria:
- Undergraduate students taking 9 or more credit hours
- Graduate or Law students taking 6 or more credit hours
- All USM School of Nursing students enrolled in ANY clinical coursework
- All USM Athletic Training Program students enrolled in ANY clinical coursework
- All USM students enrolled in the Occupational Therapy Program
Please note and remember the following:
- If students do not want the insurance and do not waive out by the deadline, they will be automatically charged the amount of $1,858.00 and enrolled in the plan.
- Transfer students entering in the Spring semester that do not want the insurance must waive out by the spring deadline to avoid the charge. Note: the charge for those entering in January will be pro-rated to $1,079.
- The charge is not refundable.
- Students and families will be contacted several times to remind them of the process, starting at orientation and throught the open enroll/waive period.
- This is an active process that must be completed each year.
- Please take note that if you do not fall into one of these categories, this DOES NOT apply to you and you will not be eligible to enroll or waive out of the insurance.
- The deadlines to opt-out or enroll are as follows: October 1st for Fall; February 20th for Spring.
HEALTH AND COUNSELING SERVICES CAN NOT PROVIDE YOU WITH POLICY-SPECIFIC OR COVERAGE INFORMATION
If you are having difficulties with either enrolling in or waiving out of SHIP. please contact Student Financial Services at (207) 780-5250
If you do not have insurance and need to purchase the SHIP you must enroll. The ship is in effect from August 1 to July 31 (for students entering and enrolling in the spring, it is in effect from January 1 to July 31).