University Health and Counseling Services

Student Health Insurance Plan (SHIP) Information

The University of Maine System's seven campuses require proof of health insurance as a condition of enrollment for all students fitting the following criteria: 

  • Undergraduate students taking 9 or more credit hours
  • Graduate or Law students taking 6 or more credit hours
  • All USM School of Nursing students enrolled in ANY clinical coursework
  • All USM Athletic Training Program students enrolled in ANY clinical coursework
  • All USM students enrolled in the Occupational Therapy Program



Please note and remember the following:


  1. If students do not want the insurance and do not waive out by the deadline, they will be automatically charged the amount of $1,692.00 and enrolled in the plan.
  2. The charge is not refundable.
  3. Students and families will be contacted several times to remind them of the process, starting at orientation and throught the open enroll/waive period.
  4. This is an active process that must be completed each year.
  5. Please take note that if you do not fall into one of these categories, this DOES NOT apply to you and you will not be eligible to enroll or waive out of the insurance.



If you are having difficulties with either enrolling in or waiving out of SHIP. please contact Student Financial Serivices at (207) 780-5250

If you have insurance and do not want the SHIP, you MUST fill out the waiver form. Click HERE for waiver instructions.

If you do not have insurance and need to purchase the SHIP you must enroll.  The ship is in effect from August 1, 2017 to July 31, 2018.