USM offers a variety of financial support to help students pay their graduate education. For selected students, funds may include graduate assistantships, tuition waivers, and scholarships.
Guide to Graduate Student Financial Support
Graduate students at the University of Southern Maine can finance their education in a variety of ways, including federal financial aid, scholarships, and external tuition support. This is a guide to financial support provided by the Office of Graduate Studies at USM and other important sources. Please note: If you intend to apply for scholarships or financial aid, you will need to complete the FAFSA.
Graduate students receiving financial support from federal or university resources must be matriculated in a graduate degree program at USM, enrolled in at least three graduate credits that apply toward your degree (500 level or above) and must also maintain a 3.0 GPA each semester the award is utilized. In addition, students must meet the Federal Satisfactory Academic Progress (SAP) requirements in order to be eligible for Federal Student Aid, as outlined on the Student Financial Services website: https://usm.maine.edu/student-financial-services/maintaining-financial-aid-eligibility/. You must be offered admission to a USM graduate degree program before an offer of support can be made, and you must be matriculated before the support is disbursed.
Note: Students in Accelerated Graduate Pathways must be matriculated in the graduate program in order to be eligible for OGS Scholarships.
Graduate students can apply for Federal Student Aid by completing a Free Application for Federal Student Aid (FAFSA) at https://studentaid.gov/h/apply-for-aid/fafsa beginning October 1st for the following academic year.
Graduate students are offered Federal Direct Loans from the Department of Education. The Federal Student Aid offer is initially based on the enrollment plan of 6 or more credits per semester for the fall and spring. Each academic year students should navigate to MaineStreet to Accept/Decline Awards to review and accept what they would like from the financial aid offer. Then, students should report if their enrollment plan differs from the standard 6 or more credits per semester, or if they are taking summer courses, for the financial aid package to be adjusted.
Students should report scholarships and tuition assistance from USM or outside sources, as this may impact federal aid eligibility. If a student is awarded tuition assistance part way through a semester, that tuition assistance may reduce student loan monies already processed. Please connect with your assigned financial aid counselor for questions about the impact of tuition assistance: https://usm.maine.edu/student-financial-services/people.
Graduate Aide is need-based Federal Work Study for graduate students. Please inquire with your financial aid counselor for more information.
Graduate Assistantships are funded by resources from the Office of Graduate Studies, academic departments, grants, contracts, and non-academic departments. Academic programs and others hire new and continuing students to fill positions through their established selection processes. Graduate assistants may be hired to perform research, assist with teaching, or engage in other meaningful work that supports the scholarly mission of USM. Graduate assistantships may be awarded in 10 hour increments with the following minimum stipend requirements: 20 hours/week – $9,000 per academic year ($1,000/month), 10 hours/week – $4,500 per academic year ($500/month). Some positions may also include a scholarship. Find more information on our Graduate Assistantships page.
The easiest way to identify which scholarships you are eligible to apply for is through USM’s scholarship portal. Here you can find both internal and external scholarships, special interest scholarships, program-specific scholarships and more.
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| Date | Due |
|---|---|
| August 15 | Payment or enrollment in a payment plan for fall |
| October 1 | – FAFSA application period begins for federal financial aid for the next academic year – Deadline to waive USM Student Health Insurance Plan for current academic year |
| January 5 | Payment or enrollment in a payment plan for spring |
| May 10 | Payment or enrollment in a payment plan for summer |
| Variable | – View financial aid package for next academic year – Accept/decline new financial aid package and report enrollment plan |
| Variable | Apply for department specific graduate assistantships with academic programs, and non-academic department assistantships through the Office of Graduate Studies website |
| Variable | Apply for scholarships through the scholarship portal |
The Office of Graduate Studies (OGS) awards several scholarships each year. Both new and returning students are eligible to apply, however there may be additional eligibility criteria for some awards.
Office of Graduate Studies (OGS) Scholarship
This award is for degree-seeking graduate students at USM. Scholarships are awarded in variable amounts of up to $3,000 per academic year, and are based on a holistic review taking into consideration financial need, academic performance, and contributions to the USM community.
To qualify, students must:
- be a matriculated student in a master’s or doctoral degree at USM (students in Accelerated Graduate Pathways must be matriculated in the graduate program)
- be in good academic standing with a GPA of 3.0 or better (students in their first semester are eligible to apply with a 0.0 GPA)
- be enrolled in at least 6 graduate credits per semester
- have completed the FAFSA (non US citizens need not complete)
- not be a University of Maine System employee (though student workers and Graduate Assistants are eligible)
Priority Deadline December 15; Final Deadline May 1
Office of Graduate Studies (OGS) Spring Scholarship
This award is for degree-seeking graduate students at USM. Scholarships are awarded in variable amounts of up to $1,500 for the spring semester, and are based on a holistic review taking into consideration financial need, academic performance, and contributions to the USM community.
To qualify, students must:
- be a matriculated student in a master’s or doctoral degree at USM (students in Accelerated Graduate Pathways must be matriculated in the graduate program)
- be in good academic standing with a GPA of 3.0 or better (students in their first semester are eligible to apply with a 0.0 GPA)
- be enrolled in at least 6 graduate credits for the Spring session(s)
- have completed the FAFSA (non US citizens need not complete)
- not be a University of Maine System employee (though student workers and Graduate Assistants are eligible)
Deadline: October 31
The Office of Graduate Studies (OGS) awards several scholarships each year, including summer sessions! Both new and returning students are eligible to apply, however there may be additional eligibility criteria for some awards.
Office of Graduate Studies (OGS) Summer Scholarship
This award is for degree-seeking graduate students at USM who enroll in summer courses. Scholarships are awarded in variable amounts of up to $1,000 for the summer, and are based on a holistic review taking into consideration financial need, academic performance, and contributions to the USM community.
To qualify, students must:
- be a matriculated student in a master’s or doctoral degree at USM (students in Accelerated Graduate Pathways must be matriculated in the graduate program)
- be in good academic standing with a GPA of 3.0 or better (students in their first semester are eligible to apply with a 0.0 GPA)
- be enrolled in at least 3 graduate credits during summer sessions
- have completed the FAFSA (non US citizens need not complete)
- not be a University of Maine System employee (though student workers and Graduate Assistants are eligible)
Deadline: March 15