2024-2025 Voluntary Student Health Insurance
Voluntary Student Health Insurance Plan (SHIP)
All non-international undergraduate students enrolled in 9 credit hours or more and graduate students enrolled in 6 credit hours or more are eligible to enroll in the University of Maine System’s voluntary health insurance plan. Plan information and/or enrollment is available at Gallagher Health. An annual health insurance charge of $4,648.00 will be payable to Gallagher Health upon enrollment. The coverage period is from August 1, 2024 through July 31, 2025. The annual plan is available to eligible students until September 15, 2024.
For eligible students whose initial enrollment at the University begins with the Spring semester, a spring-only health insurance plan will be available. Cost of coverage is $2,700.00 for coverage from January 1, 2025 through July 31, 2025. The Spring plan is available to eligible students until January 31, 2025.
For questions about the student insurance coverage or enrollments, please log into Gallagher Health or call Gallagher Student Health at 833-882-3592. Other Health Insurance Options
International Student Health Insurance
Please note: International students must still waive or enroll in the Student Health Insurance Plan though Gallagher.
International Student Health Insurance is mandatory for all international students, unless proof of insurance is provided. International students are not eligible for the voluntary SHIP plan described above. Cost of coverage is $3,157.00 for individual student coverage from August 1, 2024 through July 31, 2025 and will be charged to student accounts. International students with adequate health insurance must complete an online waiver process to opt out of the plan before September 15, 2024 to remove the charge from their account.
Plan information or enrollment is available at Gallagher Health.
For eligible students whose initial enrollment at the University begins with the Spring semester, spring-only health insurance coverage will be charged at a cost of $1,834.00. Eligible students with adequate health insurance must complete an online waiver process to opt out of the plan before February 4th, 2025. The spring-only coverage period is from January 1, 2025 through July 31, 2025.
Summer-only coverage is also available. Cost of coverage is $528.00 for coverage from June 1, 2025 through July 31, 2025.
For questions about the student insurance coverage or completing wavers/enrollments, please call Gallagher Student Health at 833-882-3592.