Whether you are hunting for insurance for the first time or are replacing an expired policy, there are many options available to prospective and current students of the University. While our office does not assist with the process of applying for insurance, we can connect students with resources to access health insurance.

Note: University Health Services bills for all services. Uninsured individuals who qualify, may apply for a reduction in the cost for these services. Individuals who do not qualify for a reduction in costs will be billed directly by our third party billing partner using the patient’s contact information located in their MaineStreet account. UHS does not post health related bills to student’s MaineStreet accounts.

Insurance Resources

University of Maine System Voluntary Health Insurance

All non-international undergraduate students enrolled in 9 credit hours or more and graduate students enrolled in 6 credit hours or more are eligible to enroll in the University of Maine System’s voluntary health insurance plan. Plan information and/or enrollment is available through Gallagher Health. Plan coverage is from August 1st to July 31st each academic year. Questions about coverage and enrollment can be directed to Gallagher Student Health at 833-882-3592 or logging into Gallagher Health.


This website serves as a connecting point between the Maine Health Insurance Marketplace and Medicaid (MaineCare) enrollment portals. Individuals can find information about all offerings in one convenient website. The marketplace and Medicaid have their own enrollment websites which are linked on the CoverME informational site.

Other Offerings

  • Insurance offered through a workplace, parent, or other family member’s policy
  • Healthcare.gov

International Students

Please note: International students must still waive or enroll in the Student Health Insurance Plan though Gallagher.

International Student Health Insurance is mandatory for all international students unless proof of insurance is provided. International students are not eligible for the voluntary SHIP plan

Plan information or enrollment is available at Gallagher Health.

For questions about the student insurance coverage or completing wavers/enrollments, please call Gallagher Student Health at 833-882-3592.

The links below are not necessarily endorsed by the University of Southern Maine nor do we work with them in any capacity. They are simply insurance options that are available for international students coming to the University from other countries or students planning to study abroad. For more information contact International Programs.